Please read the following assumptions about you and (if applicable) your property, on which your quote is based.
We'll calculate your premium using this information. Any incorrect or incomplete information could invalidate all or part of your policy and cause any claims to be rejected or not fully paid.
For all covers
You, or anyone to be insured:
Don't have any unspent criminal convictions (excluding motoring offences), police cautions and don't have any prosecutions pending
Have never had home insurance refused or cancelled
For buildings, buildings landlords, contents and starter contents
Has never suffered from flooding (from external sources such as seas, rivers or rainfall)
Hasn't suffered from subsidence, heave or landslip
For student contents
Are a full-time student attending a university or college situated in Great Britain, Northern Ireland or the Isle of Man
Don't have any individual item(s) worth more than £1,000 you want to cover
For gadget cover
Any gadgets you wish to insure are not made of, or modified with, precious metals or minerals