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Please read the following assumptions about you and (if applicable) your property, on which your quote is based.

We'll calculate your premium using this information. Any incorrect or incomplete information could invalidate all or part of your policy and cause any claims to be rejected or not fully paid.

For all covers

You, or anyone to be insured:

  • Don't have any unspent criminal convictions (excluding motoring offences), police cautions and don't have any prosecutions pending

  • Have never had home insurance refused or cancelled

For buildings, buildings landlords, contents and starter contents

Your property:

  • Has never suffered from flooding (from external sources such as seas, rivers or rainfall)

  • Hasn't suffered from subsidence, heave or landslip

For student contents


  • Are a full-time student attending a university or college situated in Great Britain, Northern Ireland or the Isle of Man

  • Don't have any individual item(s) worth more than £1,000 you want to cover

For gadget cover

  • Any gadgets you wish to insure are not made of, or modified with, precious metals or minerals

Please correct the highlighted errors before continuing.

If you don’t agree with any of the relevant above statements, please call 0800 068 7732 to speak to one of our specialist home advisers to help with your specific needs.